• What paperwork is needed?

    When you take out a car title loan, you will need:

    • Vehicle’s lien-free title in your name
    • Your drivers livence
    • Proof of insurance
    • Proof of income
    • Your address
  • Can I pay the loan off early?

    Yes, Best Illinois Title Loans encourages you to pay your loan off early to save on interest. We never charge prepayment penalties so you can feel free to make early payments whenever you can.

  • How much can I get?

    The amount of money you can receive through a car title loan depends on your vehicle’s current market value. This is determined by assessing your vehicle’s make, model, year, and condition. Our customers have access to up to $50,000 for their vehicle.

  • Do you take my car?

    Nope, you can keep your car and drive it like normal while paying for your loan. Although the car’s title will be transferred to our name, you can still drive it like normal. Once you pay off the loan, we will transfer the ownership back to you.

  • Do I need good credit?

    Although most lenders will turn you down if you have a poor credit score, you will not be disqualified for a title loan with Best Illinois Title Loans. Since the loan is based on your vehicle’s value, you can still get a loan even if you have bad credit.

  • What are the qualifications?

    Your eligibility is based on your vehicle and not your financial history. You can get preapproved for a title loan today by filling out our online application form or giving us a call at (855) 585-1797.

    The requirements to get a loan include:

    • You must be at least 18 years old
    • You must make at least $1,500 per month
    • The vehicle must have insurance and registration
    • The title must be lien-free and in your name
  • How fast can I get a loan?

    Our customers can get the cash they need in as little as 24 hours. You can increase your chances of getting your money this quickly by preparing the appropriate paperwork before applying. This will cut down on the processing time, helping you receive your loan faster.

  • How do car title loans work?

    Car title loans are a secured loan that uses your vehicle’s value to back to loan. Your eligibility is not based on your financial history. Instead, it is based on the value of your vehicle. This means you can get the cash you need with low or no credit. The amount of your loan is based on your vehicle. If your car is worth $12,000, your loan amount can be up to $12,000.

    When you take out a car title loan, you will transfer the title under the lender’s name. Don’t worry, you can still keep and drive your vehicle just like normal. Once you pay off the loan, the title will be transferred back to your name. If you default on your loan, we will keep the title until the loan is paid in full.