Elgin, IL 60123

Loans for your Auto Title

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Elgin, IL 60123

Address: 1425 N McLean Blvd, Elgin, IL, 60123
Phone number: (844) 816-7915

Request Free Quote Today!

  • Free and fast estimate process
  • Discover loan amount right away

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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why are we the best in the market?

Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified.

Bad credit - OK

You don’t need to have a good credit to get a car title loan.

Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

It Was So Easy!

When I called Best Illinois Title Loans for a loan, I had no idea what to expect. After a super easy process, I now have the money I need to overcome my financial burdens. Thank you to the great team here!

- Clark Olinda
Very Satisfied!

I was very satisfied with their service. Even when we hit a roadblock in the transaction, they were available to help get it solved. They even approved the application on time while other lenders I went to took their time.

- Black Scroggins
Very Helpful!

Their reps are super fast and very knowledgeable of the title loan process. We closed in under half an hour and I got the money I needed in under 24 hours. I highly recommend for online title loans if you have bad credit.

- Shawn Butler

Elgin Title Loans

Are you looking for an Elgin title loan? Best Illinois Title Loans helps thousands of people every year get the capital they need through our affordable title loans. Life has many unexpected expenses and if you don’t have the capital on hand, it can be hard to make loose ends meet to handle these expenses. Title loans are the perfect solution for this.

How Do Car Title Loans Work?

Car title loans are a loan that uses the title of your vehicle as collateral and the value of your vehicle as a determinating factor of the size of the loan. A title loan is a perfect way to get fast cash without worry about your credit score or financial history.

Our car title loans in Elgin, IL do not require a perfect credit score. In fact, your credit score is a very small determining factor. Instead, we care more about the current value of your vehicle and your current ability to repay the loan amount.

Our auto title loans, commonly referred to as pink slip loans, offer low-interest rates, fixed payments, and no hidden fees. We offer flexible lending solutions to anyone in need of fast cash. You get to keep your car while making payments on the loan. Once you pay off the full loan amount, we will give you the title back.

More Information On Title Loans

Title loans are one of the fastest and easiest ways to get the cash you need to meet short-term cash requirements like unexpected medical bills or next month’s rent. Regardless of why you need a loan, we will help you get the funding you need to take back control of your finances.

Our professional lenders will customize a loan that is the most convenient for you in your current situation. Our application and approval process is much faster than our competitors and much less stressful.

Traditional banks can take weeks to approve you for a loan. Best Illinois Title Loans can do it in just minutes. Plus, we will deposit the money in your account in as little as 24 hours after you have been approved.

Common Questions

Here is a list of answers to common questions we get from our customers. If you have any more questions, please contact us online or call our phone number and our team of financial experts would love to help you get as much cash as possible.

How Much Cash Can I Get?

The amount of money you receive from your vehicle title loan of Elgin is completely determined by the value of your vehicle. We offer up to $50,000 in funding solutions and we typically approve only automobiles that are newer than 1999.

How Fast Can I Get Money?

All of our customers are able to receive their money in as little as 24 hours. To shorten the process even further, we highly recommend that you prepare the appropriate documents and paperwork in advance. This cuts down on the processing time and gets you the cash you need faster.

What Paperwork is Required?

The paperwork that we require you to submit is your photo ID, proof of insurance, income, and residency, as well as your vehicle’s title and registration. The title must be lien-free and you should be the owner of the vehicle.

What If I Have Poor Credit?

Poor credit scores do not affect how we qualify people for loans. Instead, to qualify for a vehicle title loan, you need a car the carries enough value to back your loan. This financial solution is also a great way to rebuild your credit through consistent, on-time payments.

How Does Repayment Work?

Our customized payment plans grant our customers convenient loan payments that make the most sense based on their budget and lifestyle. We will assess your current situation to customize loan payments to fit your needs. We also can guarantee you that we will never charge upfront, hidden, or prepay penalty fees. Our loan terms go all the way up to 36 months but you can payoff your loan as soon as you want without any penalties.

How Do We Determine Your Loan Amount?

The minimum amount that we qualify you for is based on the mileage, age, condition, and resale value of your automobile. Borrow up to 50,000 dollars depending on your ability to repay and the value of your car.

Our eligibility requirements are much less strict than traditional banks. We help customers with credit difficulties get the loan they need for long term financial freedom by overcoming short term financial requirements.

Are There Any Hidden Fees?

No, we never charge hidden fees, application fees, or prepayment penalties. We want you to be comfortable making payments on your loan and you should never have to stress about the problem of having unexpected financial obligations. All of our services are 100% transparent.

Choosing The Right Car Title Loan Lender

We offer first-class customer service to local residents of Elgin. If you need money right away, give us a call or fill out our online application form. We would love to help you.

Frequently Asked Questions:

  • How do car title loans work?

    Car title loans are a secured loan that uses your vehicle’s value to back to loan. Your eligibility is not based on your financial history. Instead, it is based on the value of your vehicle. This means you can get the cash you need with low or no credit. The amount of your loan is based on your vehicle. If your car is worth $12,000, your loan amount can be up to $12,000.

    When you take out a car title loan, you will transfer the title under the lender’s name. Don’t worry, you can still keep and drive your vehicle just like normal. Once you pay off the loan, the title will be transferred back to your name. If you default on your loan, we will keep the title until the loan is paid in full.

  • How fast can I get a loan?

    Our customers can get the cash they need in as little as 24 hours. You can increase your chances of getting your money this quickly by preparing the appropriate paperwork before applying. This will cut down on the processing time, helping you receive your loan faster.

  • What are the qualifications?

    Your eligibility is based on your vehicle and not your financial history. You can get preapproved for a title loan today by filling out our online application form or giving us a call at (855) 585-1797.

    The requirements to get a loan include:

    • You must be at least 18 years old
    • You must make at least $1,500 per month
    • The vehicle must have insurance and registration
    • The title must be lien-free and in your name
  • Do I need good credit?

    Although most lenders will turn you down if you have a poor credit score, you will not be disqualified for a title loan with Best Illinois Title Loans. Since the loan is based on your vehicle’s value, you can still get a loan even if you have bad credit.

  • Do you take my car?

    Nope, you can keep your car and drive it like normal while paying for your loan. Although the car’s title will be transferred to our name, you can still drive it like normal. Once you pay off the loan, we will transfer the ownership back to you.

  • How much can I get?

    The amount of money you can receive through a car title loan depends on your vehicle’s current market value. This is determined by assessing your vehicle’s make, model, year, and condition. Our customers have access to up to $50,000 for their vehicle.

  • Can I pay the loan off early?

    Yes, Best Illinois Title Loans encourages you to pay your loan off early to save on interest. We never charge prepayment penalties so you can feel free to make early payments whenever you can.

  • What paperwork is needed?

    When you take out a car title loan, you will need:

    • Vehicle’s lien-free title in your name
    • Your drivers livence
    • Proof of insurance
    • Proof of income
    • Your address
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